There are various types of credit cards available today to meet the needs of different people. Whether you are a business owner, employed, housewife, etc for each category there are different cards available.  One of the best aspects is that all of those cards are doing well in their respective fields. Furthermore, banks continue to introduce new cards into the market in response to market demand. As a result, the ICAI Bank of Baroda Credit Card was created with that goal in mind. It provides incredible benefits to Chartered Accountants. Furthermore, you can find benefits from a variety of categories here, such as reward points, complimentary lounge access, fuel surcharge waivers, milestone benefits, and many more. Read more to understand “What is the ICAI Bank of Baroda Credit Card?”

Benefits of purchasing ICAI Bank of Baroda Credit Card

The ICAI Bank of Baroda Credit Card is a unique card that was designed to offer a number of benefits. Bank of Baroda is known to keep on upgrading new tools as per the demands of individuals. Further, this time as per the needs of CA they launched a special car for them. It will help them to save a lot on their daily expenses. In addition, it comprises various other benefits that you can also enjoy using. 

Shopping is one of our favorite leisure time activities that we all love to do. However, we didn’t deny the fact that it took so much of our money. That’s why if you are a shopaholic then you can save a lot using the special shopping delight. You can earn 5 reward points for spending IRN 100 on dining, online, and utility bills. In addition, you have a chance to earn additional 1000 reward points. It is only possible to make 5 transactions worth INR 1000 or more every month. Hence, all these make a very rewarding shopping experience that you should definitely love.

Moving forward, this Bank of Baroda Credit Card comes with 12 complimentary domestic lounge access. However, it is limited to 3 per quarter. With that, you can save up to 2% on international spending. Hence. If you love traveling then it is one of the best opportunities. Additionally, when you apply for the card you will get a Fitpass Pro Membership worth INR 15,000 for free as a welcome gift. It is very useful for those who are fitness lovers. 

Also, you can enjoy the milestone benefits of 1000 reward points. It will automatically be credited to your card when you make a transaction within 30 days using your credit card. 4000 reward points are provided to you every quarter for spending more than your credit card limit. In addition, you can save a 1% surcharge at the petrol pump using the fuel surcharge benefit. Avail 1 reward point for spending INR 100 in other categories. 

Conclusion

ICAI Credit Card is one of the best credit cards for CA as it comes with a variety of privileges. In order to apply for the card you need documents such as an aadhar card, proof of address, identity proof, PAN card, income proof, and a colored passport-size photograph. Furthermore, the cardholders should be above 18 years in order to apply for it. The best part about this is that it is a lifetime free credit card. So, you didn’t need to spend a penny in order to obtain it. 

Above there is a complete list of benefits that make it the best credit card. However, it also comes with zero lost liability protection. This means if your card is lost or stolen or any fraudulent transaction is made using it you will not be liable for it. However, you should report to the bank about the loss soon in order to reap the benefit.